Personal Budget
January 2026 — Income, expenditure & savings
Income
£12,838.97
Expenditure
£6,994.40
Net Savings
£5,844.57
Savings Rate
45.5%
Monthly Income & Expenditure
13-month avg: £10,255.55 in / £10,547.64 out
Currently viewing: 2026-01. Click a month bar from the picker above to switch.
Expenditure by Category
clear filter£6,994.40
Miscellaneous£2,840.1740.6%
Food & Groceries£1,582.0322.6%
DIY & Home Improvement£794.4311.4%
Clothing£790.6411.3%
Subscriptions & Media£196.402.8%
Entertainment & Days Out£191.642.7%
Phones & Mobile£149.632.1%
Transport£117.941.7%
Eating Out & Hospitality£112.711.6%
Insurance£65.020.9%
Dogs (Morris & Mabel)£64.200.9%
Housing (Rent/Council Tax)£58.000.8%
Technology£19.990.3%
Health & Wellbeing£8.600.1%
Holidays & Travel£3.000.0%
Transactionsfiltered to Phones & Mobile — 4 of 200
| Date | Description | Account | Category | Amount |
|---|---|---|---|---|
| 22 Jan, 03:02 | Tesco Mobile 330216922886A-0002 | Joint | -£24.00 | |
| 6 Jan, 03:09 | O2 D4511250 | Joint | -£12.84 | |
| 6 Jan, 03:09 | O2 D20095034 | Joint | -£44.68 | |
| 6 Jan, 03:08 | O2 D4743588 | Joint | -£68.11 |